Living Benefits

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Living Benefits Quote Form

Many people think of life insurance as a tool to protect your loved ones if you pass away, but do you know that certain modern life insurance policies offer riders that can provide a financial resource if you experience a qualifying terminal, chronic, or critical illness?

· According to the American Heart Association, a stroke occurs every 40 seconds in the USA.

· The Centers for Disease Control and Preventions estimate that 6 in 10 Americans live with at least one chronic disease.

· The American Cancer Society estimates 1.8 million new cases of cancer will be diagnosed in the coming year.

· The American Public Health Association estimates approximately 530,000 bankruptcies are filed annually because of medical debt.

The rider benefits are generally unrestricted, once you qualify, you can use the benefits for any reason. Benefits might be used for, but not limited to:

· Household expenses

· Nursing home care

· Home modifications

· Regular bills

· Adult Day Care

· Quality of life expenditures